Dr. McGowan did his internship at Illinois' oldest APA approved internship site, Chicago Read Mental Health Center. Here he conducted psychotherapy, psychological and neuropsychological testing on hospitalized patients. He completed 2 years of post-doctorate residence training; spending one year with SouthWest Behavioral Health where he counseled adolescents and children and families.
He spent his second year with the Arizona Department of Corrections where he performed over 6,000 psychological evaluations on inmates and carried a psychotherapy caseload of 50 inmates being treated for severe mental illness.
Additionally, Dr. McGowan has worked in private clinics in Chicago, and on the inpatient addiction and mental illness floor at Hines VA hospital in Chicago.
He has also consulted with a medicare affiliated agency where he performed over 350 psychological evaluations of clients who are receiving medicare disability payments. All of these clients had severe physical disabilities.
Insurance and Payment
Dr. McGowan is contracted with most insurance companies and also accepts Medicare, and Armed Forces health insurance. For services not paid for by insurance companies, the patient is required to pay out of pocket.
Before your first visit it is important for you to contact your insurance company and find out what your mental health benefits are. Often companies contract with one insurance company for mental health and a separate one for medical treatment. You should know how many sessions your insurance company covers and if required you must obtain an authorization number. Medical and Mental Health co-pays are always different. We need to know your insurance information before your first session. If for some reason your insurance does not pay for your session, then you will be responsible for payment. Patients may have a deductible which must be met before the insurance company will pay for counseling. Be sure to check on your deductible, as we will require you to pay out of pocket for services not covered by insurance.
Usually insurance companies will pay for one 45-50 minute therapy session per day. If you should need a longer session or more than one session per day, you will be required to pay for these sessions out of pocket, unless you receive approval and proper reimbursement from your insurance company.
Dr. McGowan accepts insurance payment, credit cards and personal checks for copay's and non-insurance covered services. Any services not covered by insurance must be paid for at the time of your appointment. We request payment of your copay at the time of your visit.
Unfortunately we are unable to bill for services rendered, so we appreciate your understanding and cooperation with our business practices. Please be aware of the details of your insurance coverage before your first visit.
All patients are required to give us a credit card which will be charged for services not covered by insurance. We require an advance notice for cancellations by patients. All patients must contact us to change appointments or cancellations by 10 am of the prior business day. Monday appointment cancellations must be received by 10 am on Friday.
We have this cancellation policy, since we are very busy, and have a waiting list of patients trying to get an appointment. It is not fair to hold this appointment for one patient; when with proper notice we could offer it to another patient.